The 2022 TPG Awards are within the books — and an array of corporations took residence trophies tonight at our first dwell ceremony in three years. A number of the most attention-grabbing winners got here courtesy of TPG readers, as a lot of you weighed in throughout voting from Oct. 11 by Nov. 11.

Notice that these awards had been determined fully by reader votes — our editorial workers had no say in them.

This is a full rundown of the Readers’ Selection winners on the 2022 TPG Awards.

Bank cards

There have been a complete of six awards up for grabs within the bank cards class, and whereas the record seems acquainted in some methods, we additionally noticed some first-time victors.

Greatest Premium Credit score Card: The Platinum Card® from American Specific

Whereas it may be powerful to make use of a few of the card’s perks with a purpose to unlock its full worth, there’s no understating the potential advantages obtainable to Amex Platinum Card members. With greater than $1,500 in annual credit obtainable and the widest vary of lounge entry throughout premium bank cards, the Amex Platinum Card continues to set the usual for what a premium bank card might be.

Its $695 annual payment (see charges and charges) could be a powerful tablet to swallow for a lot of who’re new to bank card rewards, however perks like as much as $200 in airline incidental credit, as much as $200 in lodge credit and reimbursement for airport safety applications like Clear, International Entry or TSA PreCheck can offset the cardboard’s annual payment annually. Enrollment is required for choose advantages.

Then, there are the advantages like computerized elite standing with Marriott Bonvoy and Hilton Honors, rental automobile elite standing in a number of applications, nice insurance coverage perks and a implausible incomes charge of 5 factors per greenback spent on flights booked immediately with airways or by Amex Journey (on as much as $500,000 of those purchases per yr, then 1 level per greenback). With all of that, it’s straightforward to see why the Amex Platinum Card stays in so many wallets annually, regardless of its excessive annual payment.

Apply now: The Platinum Card from American Specific

Greatest Journey Rewards Credit score Card: Chase Sapphire Most well-liked Card

It’s typically referred to as the perfect starter card for factors and miles, nevertheless it’s extra than simply that. The Sapphire Most well-liked comes with only a $95 annual payment however gives comparable perks and advantages to playing cards with a lot larger up-front prices.

Cardholders can get pleasure from as much as $50 in lodge credit annually, complimentary DashPass membership with DoorDash by the tip of 2024, Instacart+ membership and buy credit by July 31, 2024, and a ten% anniversary bonus annually. Plus, cardholders earn Final Rewards factors on every buy, which have some extremely priceless makes use of.

The Sapphire Most well-liked additionally gives a profitable incomes construction and robust insurance coverage advantages. Cardholders earn 3 factors per greenback spent on eating, streaming providers and on-line grocery purchases, 5 factors per greenback spent on Lyft rides by March 2025 and 5 factors per greenback spent on journey bought by the Chase journey portal (excluding purchases lined by the $50 lodge credit score). Different journey purchases earn 2 factors per greenback, and all the pieces else earns 1 level per greenback. Plus, you’ll get pleasure from journey protections in case of delayed or canceled journeys or harm triggered to your rental automobile while you pay for these reservations along with your Sapphire Most well-liked.

Apply now: Chase Sapphire Most well-liked Card

Greatest No-Annual-Price Credit score Card: Bilt Mastercard®

Hundreds of thousands of individuals pay hire every month, and a good variety of them don’t earn any rewards for doing so. Enter the Bilt Mastercard, which has no annual payment (see charges and charges) and gives the flexibility to earn factors on hire — even when your landlord doesn’t settle for bank cards.

Cardholders must make 5 transactions per 30 days to earn factors, however then you definately’ll earn 3 factors per greenback spent on eating, 2 factors per greenback spent on journey and 1 level per greenback spent on different purchases (together with hire). The power to earn as much as 50,000 factors on hire per yr and use these factors with an attention-grabbing and rising set of switch companions might be very profitable when constructing a various factors portfolio.

There are additionally insurance coverage advantages, journey protections, cellphone safety and different World Elite Mastercard advantages obtainable that present worth not frequent to a card with no annual payment. See right here for rewards and advantages.

Editor’s word: TPG founder Brian Kelly is a Bilt advisor and investor.

Apply now: Bilt Mastercard

Greatest Enterprise Credit score Card: American Specific® Enterprise Gold Card

Small-business house owners are busy. They might not have time to maintain monitor of bonus spending classes to maximise their bank card methods. Fortunately, there’s a card that robotically adjusts to award bonus factors the place these enterprise house owners are spending probably the most: the Amex Enterprise Gold Card.

Cardmembers earn 4 factors per greenback spent of their high two classes every month (on the primary $150,000 spent annually, then 1 level per greenback), and the classes cowl frequent enterprise bills like transport, promoting, software program and extra. The power to earn as much as 600,000 factors (price $12,000, in keeping with TPG’s valuations) on a card with a $295 annual payment might be extremely priceless (see charges and charges).

Moreover, there are advantages like Amex Affords that may present reductions or bonus factors, a 25% factors rebate on airfare purchases and no preset spending restrict, which could be a nice function for companies that want elevated spending energy.

Apply now: American Specific Enterprise Gold Card

Greatest Airline Cobranded Credit score Card: Delta SkyMiles® Platinum American Specific Card

Getting a free checked bag in your subsequent flight could also be the principle cause you get an airline’s bank card, however the Delta Platinum Amex Card’s advantages transcend this. Along with a free checked bag for you and as much as eight individuals in your reservation, you’ll get pleasure from Predominant Cabin 1 precedence boarding on Delta flights, reimbursement to your International Entry or TSA PreCheck software payment and an annual companion certificates each account anniversary.

Plus, these pursuing elite standing with Delta can reap the benefits of 10,000 bonus Medallion Qualification Miles after spending $25,000 on the cardboard in a calendar yr. This profit is offered twice per yr.

Apply now: Delta SkyMiles Platinum American Specific Card

Greatest Resort Cobranded Credit score Card: Marriott Bonvoy Boundless Credit score Card

Marriott has an enormous assortment of lodges all over the world, which implies that having factors and free evening awards with Marriott Bonvoy might be an effective way to save cash in your subsequent lodge keep. The Boundless card comes with only a $95 annual payment however gives a free evening award (price as much as 35,000 factors) on every account anniversary.

The free evening award alone can simply justify the Boundless card’s annual payment annually, however there are different perks as nicely. These embrace computerized Silver Elite standing with Marriott Bonvoy, 15 elite evening credit annually that will help you earn larger ranges of standing and Chase Affords that may present money-saving rebates by focused gives in your card.

Apply now: Marriott Bonvoy Boundless Credit score Card

Airways

We had simply two airline-related awards voted on by readers this yr, and one provider swept the class.

Greatest US Airline Loyalty Program: Delta SkyMiles

Delta SkyMiles might not be probably the most priceless for worldwide redemptions, however they’re remarkably straightforward to make use of. Usually, if a seat is offered on a Delta flight, you may e book it along with your SkyMiles. Plus, the loyalty program gives constantly nice offers on home awards, with short-haul flights generally beginning at simply 4,500 SkyMiles one-way.

The airline has additionally closely invested in its elite standing program. It’s getting tougher to earn Gold, Platinum and Diamond tiers subsequent yr, however those that meet the necessities will get pleasure from advantages like a set of Selection Advantages on the Platinum and Diamond tiers, which embrace confirmed improve certificates, companion standing and extra.

Talking of elite standing, Delta made waves when it introduced that incomes elite standing on award tickets would develop into a everlasting program profit. With this profit, members obtain 1 MQM for every mile flown, plus 1 Medallion Qualification Phase per flight and $10 in Medallion Qualification {Dollars} per 1,000 SkyMiles redeemed.

Greatest Airport Lounge Community: Delta Sky Membership

Delta has constantly gone above and past with its lounge choices. The airline has revamped many Sky Golf equipment within the U.S. and overseas this yr, opening model new lounges in airports like New York’s LaGuardia Airport (LGA), Tokyo’s Haneda Airport (HND) and Chicago’s O’Hare Worldwide Airport (ORD), amongst others. These lounges are bigger and extra fashionable than their predecessors, giving frequent flyers a spot to loosen up and recharge preflight.

The meals choices stand out, too. As an alternative of the greens and cheese cubes you discover in different home lounges, Sky Golf equipment typically have sandwiches, breakfast plates and regionally impressed delicacies, so that you’ll go away the lounge with a full meal. The brand new O’Hare Sky Membership even has a Chicago-style sizzling canine stand at the back of the lounge.

Lastly, Delta is actively combatting lounge overcrowding. The airline just lately added a precedence entry lane for top-tier elites and people flying in premium cabins. Subsequent yr, it plans to restrict entry to lounges, which can hopefully cut back the lengthy strains we frequently see at Sky Golf equipment throughout peak journey occasions.

Motels

A complete of three lodge awards had been on the poll this yr, together with a pair of brand-new awards. This is a recap of the winners.

Greatest Resort Loyalty Program: Marriott Bonvoy

With its 30 manufacturers and a portfolio of 8,000-plus lodges, Marriott Bonvoy has continued to supply ample advantages to its elite members. Whereas this system made waves with a pivot away from award classes earlier this yr, that wasn’t the doomsday situation some had been afraid of. Marriott Bonvoy members can nonetheless use their factors for stable worth, although it stays to be seen how vital a full transition to dynamic pricing in 2023 might be.

Moreover, this system noticed a serious overhaul of its cobranded bank card portfolio in 2022:

Extra just lately, Marriott introduced that it might carry again private “ambassadors” for Ambassador Elite members — a profit that pale away in the course of the coronavirus pandemic. For Ambassador Elite members, these brokers function a single level of contact for all the pieces Marriott.

The data for the Marriott Bonvoy Bountiful card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Greatest Luxurious Resort Model: Ritz-Carlton

With addresses that span from the guts of Washington, D.C.’s posh Georgetown neighborhood to the Al Bustan Palace nestled in Oman’s Al Hajar Mountains, Ritz-Carlton stays a high decide for TPG readers seeking opulence and luxurious. The model continues to increase, including The Ritz-Carlton New York, Nomad and The Ritz-Carlton, Amman to its portfolio in simply the final yr.

Ritz-Carlton visitors have grown accustomed to the model’s upscale, world-renowned service and facilities. In contrast to different luxurious manufacturers, nonetheless, these areas take part within the Marriott Bonvoy program — even going so far as to supply space-available upgrades to suites for Titanium Elite and Ambassador Elite members.

Greatest Reasonably priced Resort Model: Vacation Inn Specific

Greatest recognized for providing all visitors a complimentary sizzling breakfast, Vacation Inn Specific is a well-liked inexpensive lodge model. Whereas Vacation Inn Specific has a formidable footprint in main cities all through the U.S. and Western Europe, the model may also be an excellent wager for trip seekers visiting locations just like the Grand Canyon, Honolulu and Hilton Head, South Carolina. Curiously, Vacation Inn Specific is IHG’s fastest-growing model, with new areas in 2022 together with the Vacation Inn Specific Krefeld – Dusseldorf in Germany and the Vacation Inn Specific Beijing Tongzhou Tourism Zone.

While you mix the flexibility to buy factors for as little as 0.5 cents, free breakfast for everybody within the room and the fourth evening free from playing cards just like the IHG® Rewards Premier Credit score Card and the IHG® Rewards Traveler Credit score Card, it’s no marvel why Vacation Inn Specific has drawn households and budget-conscious vacationers in droves.

Cruises

Lastly, we had 4 awards within the cruise class — and the record included a first-time winner.

Greatest Mainstream Cruise Line: Carnival Cruise Line

Carnival Cruise Line is a first-time recipient of a TPG Award, nevertheless it’s no shock that the “Enjoyable Ship” line is the individuals’s alternative. Carnival makes cruising accessible to extra vacationers with quite a few U.S. departure ports, value-focused cruise fares and an emphasis on no-extra-fee enjoyable. To not point out, its crew is among the many friendliest on the seven seas.

Carnival has a few of the finest complimentary meals choices of all of the big-ship strains, with quite a lot of choices starting from Man Fieri’s burgers and barbecue to Shaquille O’Neal’s fried rooster. Its ship-made pizza is among the many finest at sea, and its melting chocolate cake is famous. Nightly song-and-dance performances flip dinners in the principle eating room right into a foot-stomping, napkin-waving social gathering.

All Carnival ships cater to enjoyable within the solar with a number of swimming pools, onboard water parks and many poolside actions. Its bigger, newer ships take that enjoyable to new heights with ropes programs, out of doors sport areas and the primary curler coasters at sea. The road brews its personal beer, retains your schedule full with each day trivia and karaoke occasions, runs high-tech musical reveals and pours craft cocktails with all of the smoke and burnt herbs of your favourite big-city bar, too. After 50 years, it is clear that Carnival is aware of easy methods to present anybody time.

Greatest Household Cruise Line: Disney Cruise Line

Disney Cruise Line brings the identical normal of magic and attentive service that Mouse followers have come to anticipate from the model’s land-based theme parks and resorts. The road pays specific consideration to households with youngsters, which is why it’s not shocking that the road has taken the first-ever TPG Award for Greatest Household Cruise Line – the identical yr it debuted its largest and most amenity-filled ship, Disney Want.

Along with expansive youngsters golf equipment so spectacular they make adults want they had been youngsters once more, Disney Cruise Line options top-deck waterslides, pool deck events, a pirate-themed evening with fireworks and even devoted Marvel and “Star Wars” voyages. In the meantime, the Bibbidi Bobbidi Boutique gives princess and pirate makeovers for the youngest cruisers, and character meet-and-greets abound all through every crusing.

Mother and father will love the immersive eating rooms with devoted menus for teenagers, childcare providers that permit mothers and dads to get pleasure from some alone time, good cabin layouts that embrace a bath-and-a-half and a dividing curtain for bedtime, and jaw-dropping family-friendly leisure with costumes and particular results of a caliber that solely Disney can ship.

Greatest Luxurious Cruise Line, Greatest River Cruise Line: Viking Cruises

Based simply 25 years in the past as a river cruise line, Viking Cruises has grown quickly into extra than simply the most important river cruise operator for Individuals. Extra just lately, it is also develop into the most important operator of upscale ocean voyages, too. The corporate fields an enormous fleet of 80 river ships all over the world (up from 29 a decade in the past), in addition to 10 upscale oceangoing ships that every one have been launched previously eight years.

The vessels embrace a brand new river ship for the Nile unveiled in August and the primary Viking ship on the Mississippi River, which debuted in September. This yr, Viking additionally rolled out its first expedition-style ocean ships designed to go to off-the-beaten-path locations corresponding to Antarctica and the Arctic, in addition to two extra conventional ocean ships. Plus, it launched its first Nice Lakes cruises.

In brief, it was an enormous yr for Viking, making the road a logical decide for 2 TPG Awards. It’s a line that, notably, caters to a sure kind of considerate, inquisitive, typically older traveler who’s trying to discover the world and study a factor or two alongside the best way.

Backside line

TPG readers had lots to say on this yr’s awards, choosing 15 of the manufacturers that took residence trophies. For those who assume your favourite journey or loyalty supplier was robbed or need to weigh in on the winners, be happy to affix the dialog on our Fb, Instagram and Twitter pages.

Keep tuned for extra TPG Awards content material within the days to come back.

Reporting by Ryan Smith, Andrew Kunesh, Kyle Olsen, Erica Silverstein, Ashley Kosciolek, Gene Sloan and Nick Ewen.

For charges and charges of the Amex Platinum Card, click on right here.

For charges and charges of the Amex Enterprise Gold, click on right here.

See Bilt Mastercard charges and charges right here

See Bilt Mastercard rewards and advantages right here